Where can you get cash back

Cash back rewards have been around for a long time, having first been introduced by the Discover card in 1986. 1Nowadays, they're a common feature of many credit cards. While our calculator can help you work out your cash back reward, it's worth taking some time to look at what cash backrewards actually are and how they typically work.What is cash back?Cash back is a rewards program with a simple premise: for each dollar or pound you spend, a percentage is returned back to you. This is usually in the form of astatement credit, direct deposit or a gift card. Reward rates tend to vary, and you may receive anywhere from 1% to 5% (or even higher during promotions).How does cash back work?Cash back is a fairly standard and simple process to get your head around. Here's how it works:Make a purchase: Use your cash back credit card or join a cash back program.Earn cash back: A percentage of your purchase amount is calculated as cash back. As an example, if you spend $100 on a card with a 2% cash back rate, you'll earn $2 back.Redeem your rewards: Rewards can be redeemed in various ways (depending on your card issuer), such as a statement credit, bank deposit, or gift card.The process for calculating cash back rewards is simple: multiply the purchase price by the cash back percentage rate offered by your card or program. Using our example fromabove, if you spend $100 and your card offers 2% cash back, your calculation will be: (100 × (2 ÷ 100)) = $2.Cash Back = Purchase Price × (Cash Back Percentage ÷ 100)Maximizing your cash backSo, you know what cash back is and how it works. Let's go over some common strategies that can help you get the most out of your cash back rewards:Choose the right card: Different cards offer various cash back rates in different categories. Experts commonly suggest you choose a card that offers higher cash back rates in categories where you spend the most. Some cards offer rotating categories with higher rates on groceries, gas, or dining. 2Utilize special offers: Credit cards often have special promotions where you can earn additional cash back. If you regularly check your card’s offers page, you may be able to activate relevant deals that might help you save more.Stack rewards: Combining cash back with other savings methods such as coupons, store loyalty

On the store where you want to shop in the app, then make the transaction through the portal. You can also link a credit or debit card to your Rakuten account to earn cash back in-store — as long as you activate the deal through the app first. Rakuten credits the cash back to your account after it confirms the purchase with the retailer.Payment: PayPal or "Big Fat Check."Pros: Thousands of stores and purchases are eligible for cash back, so you’ll likely find deals where you already shop. New users can earn a welcome bonus after their first qualified purchase. You can also earn welcome and referral bonuses. You can make an impact with your cash back earnings by donating a portion to nonprofit partners.Cons: As with most cash-back services, you have to spend money to make money. You won’t see your earnings right away, either; Rakuten sends out payments every three months on the company's payment schedule, and you need to hit the minimum cash-back balance to get paid. Unlike other apps like Ibotta, you have to remember to initiate your purchase in the app first. If you forget and make your purchase outside of the app, you can't get credit retroactively.3. SwagbucksHow it works: Swagbucks is a cash-back and rewards app. You earn points, called "SB," by shopping online (there are over 1,500 participating retailers), taking surveys, watching videos, playing games or fulfilling other tasks through Swagbucks. You can redeem those points for gift cards, prepaid Visa cards or get cash back to your PayPal account. The total points awarded can vary by task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for just 300 SB.Payment: E-gift card, prepaid Visa card or PayPal. You can also redeem SB for Bitcoin through the Cryptovoucher Gift Card options.Pros: Swagbucks offers many easy ways to earn rewards, and there’s no waiting period to cash in. Payments usually arrive within 10 business days after redemption. You can also

It always pays to be a BeFrugal member, especially this week! Today, we are launching our first ever BeFrugal Member Appreciation Week, where BeFrugal members (old and new) can find extra ways to earn and win cash. Here are the special promotions available from 3/20/23 - 3/26/23. Don't miss out!Not a member? Join Now to get in on the action.$3 Member Bonus (Go>)Make any Cash Back shopping purchase of $25 or more and we'll add an additional $3 to your Cash Back earnings. This bonus will be in addition to the standard Cash Back you typically earn. Important: you must activate to this offer before you set off on your shopping trip.Go to the $3 Bonus Offer Activation Page to activate now.$30 Refer-a-Friend Bonus (Go>)This week only, you can get $30 for every qualified referral you send to BeFrugal. This is a huge increase from our normal $10 per referral! BeFrugal has easy to use tools to share links, post on social media, email to your friends and more.You can find your unique link and the referral tools on your Refer-a-Friend Page. Refer and start earning now!$500 Sweepstakes Giveaway (Go>)Complete an easy 2-minute survey and get entered to win 1 of (5) $100 prizes. No purchase necessary and open to all BeFrugal members. $100 winnings will be paid out next week and will be instantly available for withdrawal via any of our payment methods, including PayPal, Direct Deposit, Zelle, Venmo, check or gift card.To be eligible, make sure you submit the same email as your BeFrugal account. Enter to Win Here.Daily Flash Cash Back (Go>)Each day during the week, we will have a new Flash Cash Back store with a huge Cash Back rate for that day only. Check back each day to see the store and earn major Cash Back.You can find the Flash Cash Back store on the BeFrugal homepage or the Bonus Cash Back Page.

Or an Apple Pay account. The app used to offer a 4% cash back on all purchases but now offers various cash back rates at more than 150 retailers and restaurants including Lands’ End. You can also earn a $5 bonus when you make a purchase over $10.Partners with big brands like Lands’ EndWhether you’re looking for a way to save money on everyday purchases, or you’re interested in shopping with bigger brands like Lands’ End, Slide can help you make shopping easier and more rewarding. With the app, you can buy merchant gift cards and earn cash back on your purchases. Slide is compatible with hundreds of merchants including Lowe’s and Chipotle.Slide’s cash back is easy to accumulate. Simply link your debit or credit card to your Slide account. After you have earned a minimum $15, Venmo and PayPal will allow you to withdraw your earnings. You can also use smaller amounts to pay for future purchases. Slide does not have a quarterly or monthly reward cap, unlike other cash-back programs.Slide also offers an “In-App Shopping” feature that allows users to shop from within the app. In-App shopping is available for over 200 brands including Walmart, Target and Southwest. The app also has an instant payout option, where you can use your cash back instantly.Slide has launched a feature that allows users to earn cash back on purchases outside of the US. For purchases made overseas, users can get 5% cashback. Users can also get 1% cashback if they