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Author: c | 2025-04-24

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Ad DisclosureCompare IBC Bank Checking AccountsPlease find below checking accounts offered by IBC Bank. IBC Bank Checking Accounts ReviewsWhat's Your Rating? 1 Star RatingThis bank is the worst ever! Do not choose IBC Bank! They are so unprofessional! I moved to Dallas to study for my Master's and received payment from my internship work into my IBC account, and they didn't even realize it! They never respond to calls, and they take ages to solve tiny issues. They are so dumb! Product: IBC Bank CheckingComment Madwilly1976November 18, 2023 • @Madwilly19761 Star RatingTerrible bank and terrible customer service. Please don't bank here, help me to spread word about this horrible bank. That's all.. Product: IBC Bank CheckingComment jaimecontreras4November 8, 2023 • @jaimecontreras41 Star RatingFraud department service terrible. Number given no one answers. 8663544194. Not. Even in person bank persons can help. I have not been able to use my funds. Nor gotten a solution. Product: IBC Bank CheckingComment Ben SaenzSeptember 30, 2023 • @Irishpanic1 Star RatingI have had a account here for years. One day I over drafted. I put money in my account the next day to put my balance back in the green. It took them 2 days to finally clear the check that I deposited. Then they said they were "holding" $440 which, even though I have a positive account balance, I still have negative funds available. They said it would be fixed by midnight. The next day it still wasn't fixed. My account has now been negative for 4 days. As soon as they finally get around to fixing my account I WILL be closing my account. Terrible bank Product: IBC Bank CheckingComment sharondenisebennett47September 28, 2023 • @sharondenisebennett471 Star RatingIBC is the worst bank in America. They lie and grin in your face. They aren't concerned about there customers. They lie and say they will call you back and they don't. Did I mentioned I went inside of the bank to cashier and she put my money in someone's else account. Product: IBC Bank CheckingComment Eeeeeeeeeeee GggggggggggggAugust 3, 2023 • @squall_gonzalez1 Star RatingFraud department is horrible. On app can see someone taking money through cashapp and atm. Fraud department cant see it on their end and hang up on customer. DO NOT BANK HERE Product: IBC Bank CheckingComment danielle_sheltonMay 19, 2023 • @danielle_shelton1 Star RatingSo the complaint here is the pop money money transfer system. Transfering money between family is a nightmare. Can't speak to the rest of their services. Product: IBC Bank CheckingComment needteacherhelpJanuary 1, 2023 • @needteacherhelp1 Star RatingAll expenses on the account match. However, my balance never does. I check transactions for 6 to 12 months, all posted, so how are we getting different balances? I believe they are dipping into the initial starting balance and playing with numbers, causing overdraft for customers. When I ask IBC, they can't provide me with an answer. I'm closing my checking account. I've never had any problems with Chase checking. For the past 8 years, Chase and

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Search Locations: X IBC Bank Commerce Bank ATMs 24-Hour ATM ATM Accepts Cash and Check Deposits ATM Accepts Cash Deposits Only Drive Up Extended Hours Open Saturday Open Sunday Euro Available Pesos Available IBC LOCATIONSIBC Bank IBC LOCATIONS Sunrise Mall In-store 2370 N Expressway, #7222, Brownsville, TX 78526 Business Hours: Monday - Saturday: 11:00 AM - 07:00 PMSunday: 12:00 PM - 06:00 PM Euro AvailableOpen SaturdayOpen SundayPesos Available IBC Bank - Brownsville 2370 N Expressway, #7222, Brownsville, TX, 78526 ABOUT THIS LOCATION Bank Available Euro AvailableOpen SaturdayOpen SundayPesos Available IBC Bank & Commerce Bank are divisions of International Bancshares Corporation(NASDAQ: IBOC), a $15.1 billion multi-bank financial holding company headquartered in Laredo,TX, with 166 facilities & 256 ATMs serving 75 communities in Texas & Oklahoma.IBC Bank's slogan "We Do More" reflects the bank's dedication to the growth and success of the customers and the communities it has been serving since 1966. IBC Bank offers foreign exchange services including pesos and euros, as well as Insurance coverage and Mortgage loans. Customer Reviews

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Bank but not recorded in the cash book (on the debit side of the bank column). Due to this error, the cash book shows a lower bank balance compared to the bank statement.(b) Wrong Casting of Bank Column in Cash BookIf the debit side of the cash book (bank column) is undercast, or if the credit side is overcast, the cash book will show less bank balance compared to the bank statement.(c) Issued Check Not Recorded by the BankA business concern issues checks to creditors on a daily basis and pays these checks.In some cases, we may issue a check to our creditor and the bank pays the amount of the check but forgets to record it in the bank statement (in the withdrawals column). For such mistakes, the cash book shows less bank balance compared to the bank statement.(d) Bank Account Wrongly Credited by the bankIf the bank has wrongly credited the bank account in the bank statement, then the cash book will show less bank balance and the bank statement will show more bank balance.Treatment of Errors and Omissions Resulting in Less Bank Balance in Cash Book When Preparing the Bank Reconciliation StatementWhenever by any error or omission the cash book shows less bank balance compared to the bank statement balance, the number of errors and omissions will be debited to bring up the balance at the level of the bank statement, while preparing a bank reconciliation statement.Summary of the DiscussionOn a specific date when a bank reconciliation. Check balance IBC Bank : Log onto Internet Banking Start banking wherever you are with IBC Mobile for Android! Available to all IBC online banking customers, IBC Mobile allows you to check balances, pay bills, make

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Search Locations: X IBC Bank Commerce Bank ATMs 24-Hour ATM ATM Accepts Cash and Check Deposits ATM Accepts Cash Deposits Only Drive Up Extended Hours Open Saturday Open Sunday Euro Available Pesos Available IBC LOCATIONSIBC Bank IBC LOCATIONS Aransas Pass Walmart In-store 2501 W Wheeler Ave., Aransas Pass, TX 78336 Business Hours: Monday - Friday: 09:00 AM - 05:00 PMSaturday: 09:00 AM - 01:00 PM Extended HoursOpen SaturdayPesos Available IBC Bank - Aransas Pass 2501 W Wheeler Ave., Aransas Pass, TX, 78336 ABOUT THIS LOCATION Bank Available Extended HoursOpen SaturdayPesos Available IBC Bank & Commerce Bank are divisions of International Bancshares Corporation(NASDAQ: IBOC), a $15.1 billion multi-bank financial holding company headquartered in Laredo,TX, with 166 facilities & 256 ATMs serving 75 communities in Texas & Oklahoma.IBC Bank's slogan "We Do More" reflects the bank's dedication to the growth and success of the customers and the communities it has been serving since 1966. IBC Bank offers foreign exchange services including pesos and euros, as well as Insurance coverage and Mortgage loans. Customer Reviews

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Search Locations: X IBC Bank Commerce Bank ATMs 24-Hour ATM ATM Accepts Cash and Check Deposits ATM Accepts Cash Deposits Only Drive Up Extended Hours Open Saturday Open Sunday Euro Available Pesos Available IBC LOCATIONSIBC Bank IBC LOCATIONS Dallas Uptown 3800 Maple Ave. Ste. 100, Dallas, TX 75219 Business Hours: Monday - Friday: 09:00 AM - 05:00 PM Drive Thru Hours: Monday - Friday: 09:00 AM - 05:00 PM 24-Hour ATMDrive UpEuro AvailablePesos Available IBC Bank - Dallas 3800 Maple Ave. Ste. 100, Dallas, TX, 75219 ABOUT THIS LOCATION Bank Available 24-Hour ATMDrive UpEuro AvailablePesos Available IBC Bank & Commerce Bank are divisions of International Bancshares Corporation(NASDAQ: IBOC), a $15.1 billion multi-bank financial holding company headquartered in Laredo,TX, with 166 facilities & 256 ATMs serving 75 communities in Texas & Oklahoma.IBC Bank's slogan "We Do More" reflects the bank's dedication to the growth and success of the customers and the communities it has been serving since 1966. IBC Bank offers foreign exchange services including pesos and euros, as well as Insurance coverage and Mortgage loans. Customer Reviews

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Statement.(d) Deposited Check Not Recorded or Wrongly Recorded in the Debit Column of the Bank Statement by the BankSometimes an error or omission is committed by the bank staff.Suppose that on receiving a check from debtors, we deposit it at the bank after recording it in the cash book. The bank forgets to record it in the bank statement, or it is wrongly recorded in the debit column of the bank statement.Due to this error, the cash book will show more bank balance and the bank statement will show less bank balance.(e) Bank Account Wrongly Debited by the BankIf the bank has wrongly debited the account in the bank statement, then the cash book will show more bank balance compared to that shown by the bank statement.Treatment of Errors and Omissions Resulting in More Bank Balance in Cash Book When Preparing the Bank Reconciliation StatementWhenever the bank balance in the cash book is higher than the bank statement balance due to an error or omission, the number of errors and omissions will be credited.This will bring down the balance at the level of the bank statement while preparing the bank reconciliation statement.2. Errors Resulting in Less Bank Balance in Cash BookExamples are given below of errors and omissions that result in less bank balance in the cash book.(a) Deposited Check Not Recorded in Cash BookBusinesses receive checks from debtors on a daily basis and deposit them into the bank.Sometimes after receiving a check from debtors, it is deposited at the

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Search Locations: X IBC Bank Commerce Bank ATMs 24-Hour ATM ATM Accepts Cash and Check Deposits ATM Accepts Cash Deposits Only Drive Up Extended Hours Open Saturday Open Sunday Euro Available Pesos Available IBC LOCATIONSIBC Bank IBC LOCATIONS Everhart Branch 4622 Everhart Rd., Corpus Christi, TX 78411 Business Hours: Monday - Friday: 09:00 AM - 05:00 PMSaturday: 09:00 AM - 01:00 PM Drive Thru Hours: Monday - Friday: 09:00 AM - 05:00 PMSaturday: 09:00 AM - 01:00 PM Drive UpEuro AvailableOpen SaturdayPesos Available IBC Bank - Corpus Christi 4622 Everhart Rd., Corpus Christi, TX, 78411 ABOUT THIS LOCATION Bank Available Drive UpEuro AvailableOpen SaturdayPesos Available IBC Bank & Commerce Bank are divisions of International Bancshares Corporation(NASDAQ: IBOC), a $15.1 billion multi-bank financial holding company headquartered in Laredo,TX, with 166 facilities & 256 ATMs serving 75 communities in Texas & Oklahoma.IBC Bank's slogan "We Do More" reflects the bank's dedication to the growth and success of the customers and the communities it has been serving since 1966. IBC Bank offers foreign exchange services including pesos and euros, as well as Insurance coverage and Mortgage loans. Customer Reviews. Check balance IBC Bank : Log onto Internet Banking

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I have balanced to the penny. Beware! IBC is cheating customers! Product: IBC Bank CheckingComment cturnerdon1998November 15, 2022 • @cturnerdon19981 Star RatingI have a checking account with them and had some fraudulent charges and they gave me money back for them and over a month later took the back out of my checking account and I have called the fraud department several times to handle the issue but they keep closing the case after 48 hours, which is the time they tell you to give to get the fax and then say they never received the fax I have sent the same fax four different time. Will never recommend this bank to anyone Product: IBC Bank CheckingComment Nikishi WalkerSeptember 17, 2022 • @oefceast1 Star RatingDO NOT USE THIS BANK, EVER!!!!!!!!!!!!!! My wife and I have been having problems with them. We had a decent amount of deposits that was a total sum of thousands of dollars. Ever since then, they have flagged ALMOST EVERYTHING as fraudulent. We have had to call every couple of days because they locked our cards as fraudulent. It is OUR money, why are we having to call every 2 days to explain what we are spending. Keep in mind they do NOT call, email or text to see if it’s actually us, they just lock the card. We have a freshman in college, thousands of miles a way and can’t access OUR money. You know how nerve racking that is. DO NOT USE THIS BANK!!! DO NOT USE THIS BANK. I only gave them 1 star because I had to to submit this review. Product: IBC Bank CheckingComment Review IBC Bank Checking AccountsGet answers to your questions about IBC Bank Checking Accounts below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.IBC Bank Checking Accounts > Important Disclosures Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub, we try to list as many credit card offers as possible and currently have more than 1,500 offers, but we do not list all available offers or financial service companies. Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best credit card picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy. WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs. Irrespective of whether an institution or professional is a paid

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In some cases, discrepancies in the cash book and bank statement may arise from errors committed by the bank or by the person responsible for writing up the cash book. These errors have to be properly rectified.This article shows several examples of such errors and omissions.1. Errors Resulting in More Bank Balance in the Cash BookA few examples of errors and omissions are given below that lead to a greater bank balance in the cash book.(a) Check Not Sent to Bank For CollectionSometimes checks are received from debtors and recorded in the cash book (on the debit side in the bank column), but the check does not get sent to the bank for collection.Due to this omission, the cash book shows a greater bank balance while the bank statement shows less bank balance.(b) Issued Check Not Recorded in Cash Book or Wrongly Recorded in Cash ColumnChecks are issued on a daily basis to make payments to creditors. Sometimes a check issued to creditors is omitted from being recorded in the cash book (on the credit side in the bank column) or it is wrongly recorded in the cash column.This leads to more bank balance in the bank statement.(c) Wrong Casting of Bank Column in Cash BookErrors may be committed to casting (totaling) the bank column of the cash book.If the debit side of the cash book (bank column) is overcast, or if the credit side is undercast, then the cash book will show more bank balance compared to the bank. Check balance IBC Bank : Log onto Internet Banking

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Following information was available from the company records and the monthly bank statement:Customers NSF check listed in the bank statement....................................... P 40,Bank service charge................................................................................ 2,Outstanding check.................................................................................. 178,Deposit of 45,000 was erroneously credited in the bank statement as................. 54,Company wrote 1,700 but recorded it as..................................................... 7,Customer default on account.................................................................... 12,The correct cash balance should be: P 490,14. Samsung Inc. uses four-column bank reconciliation. The bank reconciliation for March shows outstanding checks for P300. During April, thecompany wrote check totaling P23,600. The bank statement for April shows P23,010 of checks clearing the company’s account. The amount ofoutstanding checks on April bank reconciliation must be: P15. Nitendo Co. reported a balance of P14,300 in its cash account at the end of the month. There were P12,000 deposits in transit and P11,500 ofchecks outstanding. The bank statement showed a balance of P15,000. Service charge of P600, and the collection of a note plus interest. Thenote had a face value of P1500. How much interest did the company collect? P16. Sony uses four-column bank reconciliation. The bank statement for May shows payments of P13,150, including service charge of P200. At thebeginning of May, there were P900 of checks outstanding. At the end of May, there were P1,200 of checks outstanding. Before recording the bankservice charge, Sony must have recorded May payments of: P13,17. A company received its monthly bank statement, which showed an ending balance of P150,000. Adjustment on the bank reconciliation included adeposit in transit of P20,000; outstanding checks of P30,000; NSF check of P5,000; bank service charge of P300; proceeds of a note collected bythe bank of P40,000. What was the correct cash balance to be shown in the statement of financial position? P140,18. Using the same information in no. 17, how much is the unadjusted cash balance per books? P105,19. GIC Enterprise’s cash account had a balance of P96,200 on August 31. This included a bank deposit of P8,700 that was in transit on the 31 st. TheAugust 31 bank statement contained the following information:Bank statement balance........... P 108,900 NSF check........................... P 1,Bank service charge................ 1,700 Collection of note................... 8,GIC also had